Should you buy Mexico auto insurance? When it involves driving a vehicle in Mexico, your U.S. automotive insurance coverage is not going to be realized by Mexican law.
When you don’t possess Mexican liability insurance, you may possibly be restricted from exiting the country even if you are in need of life-saving medical care. Furthermore, you are almost sure to put in some time in jail if you are found operating a vehicle without it.
Though various U.S. vehicle insurance may provide a level of physical damage and theft insurance coverage for your motor vehicle if you are within 10-50 miles of the Mexico border, you should really contact your U.S. insurance agency to make sure. Always remember that no U.S. auto insurance coverage can give liability insurance protection that Mexican laws will see. At the absolute minimum, you should always invest in Mexican liability insurance coverage, and it is without a doubt, a smart idea to include collision and comprehensive insurance coverage for your motor vehicle also. Mexican insurance is quite cost effective, so it is financially careless to drive a car in Mexico without insurance coverage.
A friend from the United States made a decision to take a brief weekend vacation across the border to spend time with some close friends. It was late in the evening, and he really did not feel like taking the time to acquire a Mexican insurance policy since he was merely going to be in Mexico for a really short time. He had recently acquired a nice used vehicle for roughly $16,000, and he was feeling eager to show it off to his buddies. While going down the Mexican highway into the town, he noted that the engine was operating too hot. He rapidly pulled over toward the side of the roadway and opened the hood. After investigating, he noticed that the radiator fluid level was way too low. He could see a market just about a quarter mile up the road. He opted to walk to the market to obtain some water to fill his radiator, so he started walking.
The young man had only been going down the road for just about a short time when he turned around to discover a Mexican shuttle bus crashing along the side of his new vehicle. The bus stopped. Without a doubt, there was serious harm done to both the vehicles. The police officers were called. Then the police officer wanted the young man’s insurance coverage, and he didn’t have any. It was established that it was certainly the man’s error considering that he was positioned too close to the road.
The driver was kept at the Mexican police headquarters. His vehicle was taken. Both he and his vehicle were not released until friends could make plans to shell out $4,000 for the injuries to the bus. The damages to the young man’s vehicle were never recovered.
Over recent years, there have been numerous circumstances that have been a great deal worse involving car accidents and fatalities. Even though every automobile incident is a disaster, the situation is drastically more painful and unfavorable in the event that the cars involved aren’t insured with a Mexico vehicle insurance policy.
The expenditure for three days of Mexican Liability Insurance is roughly $32.00. The cost for a few days of Mexican Full Coverage Insurance for an average vehicle is about $42.00. Get insurance before you choose to drive a vehicle in Mexico.